By accessing the website of Investera Capital AG (hereinafter «Investera»), the User acknowledges and accepts the legally binding effect of these Terms of Use.

Licensed organisation

Investera is a licensed Portfolio Manager by the Swiss Financial Market Supervisory Authority FINMA and supervised by the AOOS (supervisory organisation).

Information on the website

Investera creates the website, as well as the information contained therein, with the greatest possible care. However, Investera makes no guarantee nor assumes any responsibility for the accuracy, quality, or the currency of this information.

The information on the website serve information purposes only. They do not constitute any advertisement, offer, or recommendation of or for Investera to the User. The information that is made available is neither intended to comprise nor shall it serve as any suitable replacement for legal, tax or any other professional advice or services to the User. The sole use of the information by the User does not give rise to any contractual relationship between Investera and the User.

Exclusion of liability

To the extent permitted by Swiss law, all liability on the part of Investera and its employees, the employees of its subsidiaries, as well as authorised agents, shall be excluded for any liability claims, costs, indirect or direct losses, claims, as well as expenses and damages of any kind; irrespective of whether these are based on contractual or non-contractual legal grounds.

Third-party content and references to external content

The websites of Investera may contain content of third parties or references to websites of third parties. Investera has no control over the content and information provided by such third parties. Investera makes no guarantee and assumes no responsibility for this content and makes no assurances of any kind whatsoever in this regard. In particular, in relation to the accuracy, quality and currency of this content.

Copyright and trademark law

The content of the Investera website is protected under copyright law. The unauthorised use thereof may constitute a violation of copyright law and/or of other laws. Without the prior, express and written permission of Investera, the contents of the Investera website may not be modified for public or commercial purposes, duplicated, reproduced, published or otherwise used in any other way.

The content of the Investera website may be shared through and/or on online platforms («sharing»), as long as the author and the context of the contents are made clear.

E-mail communications

Investera hereby notifies the User that e-mail communications are neither secured nor confidential. If customer confidentiality is infringed upon, then all liability on the part of Investera shall be excluded if this infringement arises as a result of communications by e-mail and/or via the Internet.

The Investera Online Privacy Policy applies to the processing of personal data.

Foreign legal systems

The User hereby acknowledges that by accessing the Investera Capital AG website from outside Switzerland, the User may be violating provisions of foreign law. It is the User's responsibility to inform itself concerning access to the website of Investera Capital AG from abroad. Investera excludes any liability in this regard.

Modifications

These Terms of Use, as well as all information on the website of Investera, may be altered by Investera at any time and without prior notice.